PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP MANAJEMEN KEUANGAN PRIBADI PENGGUNA E-WALLET

Authors

  • Carissa Dea Asmara Management, Faculty of Economics and Business, Brawijaya University, Indonesia
  • Pusvita Yuana Faculty of Economics and Business, Brawijaya University, Indonesia

Keywords:

Financial Literacy, Financial Attitude, Personal Financial Management

Abstract

The objective of this quantitative explanatory research is to identify the effects of financial literacy and financial attitude on the personal financial management of OVO users in Kediri. The number of samples was calculated using Lemeshow formula, resulting in 100 selected respondents through purposive sampling technique. The data was harvested via questionnaires and analyzed using multiple linear regression, and the hypotheses were tested using t-test; all of which were performed in SPSS 29. This study finds that financial literacy has a positive and significant effect on the personal financial management of the e-wallet users and that financial attitude positively and significantly influences the personal financial management of the e- wallet users. These findings imply that having good financial literacy and financial attitude is helpful for the e-wallet user in controlling and managing expenses as well as in making budget and managing savings.

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Published

2023-08-22

Issue

Vol. 2 No. 4 (2023): IN PRESS

Section

Articles

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